Fast Processing and Disbursal
Apply online, check your eligibility and get money directly in your bank within 5 minutes.
RBI-Registered NBFC
Empowering borrowers to meet all their financial needs.
The Product
A short-term loan, when you need it most.
Quick access to funds for unexpected expenses, applied for, online through our website.
R.K. Bansal Finance
Short Term Loan
₹1,000–₹2,00,000
Fixed interest rate. No compounding.
Interest rate
0.5% – 1% per day
Disbursal
Within 5 minutes of approval
How it works
Three steps from application to funds.
01Application
Apply online
Submit a short application on our website with minimal documentation.
- Entirely online, on our website
- Minimal documentation: KYC only
- No agents, no branch visit
02Underwriting
Instant automated review
Our system assesses your application and returns an approval decision right away.
- Automated underwriting
- Approval decision right away
- No manual back-and-forth
03Disbursal
Funds in your account
On approval, the amount is disbursed directly to your bank account within 5 minutes.
- Disbursed within 5 minutes
- Direct to your bank account
- For loans of ₹1,000 – ₹2,00,000
Why borrowers choose us
The terms are simple, and they stay that way.
Easy Repayment Options
Repay the loan amount in easy EMI with flexible tenure options.
100% Paperless
No paperwork or physical documentation is required — apply and get a personal loan completely online.
Safe, Secure and Transparent
Our loan application process is fully secured and safe, and there are no hidden charges.
A lender you can rely on
RBI-Regd.NBFCRegistration B-14.00700
Since 1984Four decadesIncorporated 21 November 1984
61 PartnersSourcing networkA fully digital sourcing network
Fair PracticeCode-boundWritten terms · 30-day grievance redressal
Frequently Asked Questions
Eligibility & application
Amounts, rates & repayment
Fees, charges & penalties
Trust, safety & grievances